Affordable Resilience: Rethinking the Models

What if the challenge isn’t just the cost of housing — but the structures we build around it?

Across the world, new models are challenging the traditional “build and sell” logic:
- Community Land Trusts protect affordability through collective land ownership.
- Co-operatives foster participation and shared governance.
- Rent-to-Own pathways give renters a future stake.

Each offers part of the answer. Together, they form a hybrid system capable of balancing return, resilience, and community benefit — if design becomes the language that unites them.

Next: Part 3 — examples that prove it’s already possible.